refactor(dbt): migrate to domain-scoped schema names

- Create generate_schema_name macro to use custom schema names directly
- Update dbt_project.yml schemas: staging→stg_toronto, intermediate→int_toronto, marts→mart_toronto
- Add dbt/macros/toronto/ directory for future domain-specific macros
- Fix documentation drift in PROJECT_REFERENCE.md (load-data-only→load-toronto-only)
- Update DATABASE_SCHEMA.md with new schema names
- Update CLAUDE.md database schemas table
- Update adding-dashboard.md runbook with domain-scoped pattern

Co-Authored-By: Claude Opus 4.5 <noreply@anthropic.com>

docs/runbooks/adding-dashboard.md

@@ -103,7 +103,15 @@ models:
     staging:
       {dashboard_name}:
         +materialized: view
-        +schema: staging
+        +schema: stg_{dashboard_name}
+    intermediate:
+      {dashboard_name}:
+        +materialized: view
+        +schema: int_{dashboard_name}
+    marts:
+      {dashboard_name}:
+        +materialized: table
+        +schema: mart_{dashboard_name}
 ```
 
 Follow naming conventions: